Fiduciary Oath

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1. We will always put our clients’ best interests first.

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2. We will act with prudence; that is, with the skill, care, diligence, and good judgement of a professional.

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3. We will not mislead clients, and will provide conspicuous, full and and fair disclosure of all important facts.

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4. We will avoid conflicts of interest.

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5. We will fully disclose and fairly manage, in our clients’ favor, any unavoidable conflicts.

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          Cody J. Murray, CFP®                                                                Stillwater Financial          

              Advisor Name                                                                                     Firm